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Affordable loans, bank cards, and help in your way to a better future

Affordable loans, bank cards, and help in your way to a better future

Partner with us to build a better tomorrow today


The path is believed by us to a significantly better future starts with credit. Therefore we’re credit that is making. No credit history? No issue. Let’s get going.


Unsecured loans

Affordable individual and secured individual loans—no credit rating needed seriously to apply.

Bank cardsThe Oportun Card is coming. Have an offer or need to know more?

Automotive loans

We make vehicle buying simple—so there is the motor vehicle that’s right for you personally.


We’ll put you in contact with UnidosUS 100% free coaching that is financial.

Neighborhood lovers

Our partner, SpringFour, will allow you to find out nonprofit and federal federal government solutions towards you.


Don’t simply take it from us. Our clients have actually offered us a lot more than 50,000 5-star reviews on Bing.

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Sounds from our community

The mortgage had been effortless. The folks had been friendly. I really do feel just like a right component associated with community.

Sounds from our community

I do believe having credit that is good the U.S. is indispensable. As a result of Oportun, I was given by them the possibility to begin to build my credit and achieve my objectives.

Voices from our community

I became exhausted of all of the nos. As soon as i then found out about Oportun, all that went away. https://paydayloanexpert.net/title-loans-nm/ There’s not a no. There’s a yes. Approved. You’re qualified.

Sounds from our community

Each time you get into Oportun, they generate you feel just like family members. They shall additionally allow you to along with your credit rating.

Sounds from our community

The assistance that Oportun has provided me personally shall constantly remain in my heart. They constantly give me the opportunity. They never fail me personally.

Why Oportun

An affordable way of borrowing

Our affordable repayments are organized to fit completely within your allowance. An average of, our clients conserve $993 on the first loan that is personal they choose Oportun over other available options.

Developing a credit history helps place you in charge. Fast, budget-friendly assistance when it’s needed

Unlike other alternate lenders, we report client records to credit that is nationwide, in order to begin to establish credit rating and start the door to a different realm of possibilities. We’ve helped a lot more than 830,000 individuals with no FICO score start credit history that is establishing.

We ensure it is possible for one to be successful. Our procedures are convenient and quick, so we don’t also need a credit rating to put on.



May I be prequalified without impacting my credit history?

Yes. You, we run a soft credit pull, which does not impact your FICO В® credit score when we prequalify.

Each time a concluding decision is made on your own application, we operate a difficult credit pull, that could influence your credit history. Find out about hard and soft credit pulls.

How can Oportun help me to build a credit rating?

Unlike other alternate lenders, we report your account behavior to credit bureaus that is nationwide. Each we let them know whether you’ve made your account payments on time and in full month. You are able to establish good credit whenever you will be making your requested payments on or before your due date, spend a lot more than what’s required, or spend your account in complete. It generally takes at the least half a year to ascertain a credit score that is initial.

We also report that to the credit bureaus if you miss payments or make late or incomplete payments. Such behavior can adversely influence your credit rating.

The lending company for the Oportun Visa charge card is WebBank, Member FDIC, which can be whom reports your account behavior to credit bureaus that is nationwide.

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